Employee Benefits, Employees, Members, Restaurants Protect, Benefits, Health Care

Meet Restaurants Protect!

Meet Restaurants Protect!

You can save money, and offer your employees the health and dental benefits they want, with the Restaurants Protect: Health Spending Account (RPHSA) program. It’s a tax-effective way to help you provide health and dental benefits affordably and easily.

You can decide:

  • Who to cover, and
  • When to cover them.

And you can do this without the minimum participation requirements of a traditional group program.

Why is RPHSA affordable?

  • It’s the only health and dental program that gives you true cost control.
  • There’s no membership or set-up fee.
  • Administration fees are 12%, compared to small group programs which range from 30-45%.
  • There’s no annual renewal increase.
  • There’s no need to provide any other benefits such as group life, or long-term disability. They’re optional for groups of three or more.
  • Mandatory excess medical insurance provides extra protection.
  • Best of all, you get back any unused funds after the end of second plan year.

Are you interested in Restaurants Protect? Contact 1-800-387-5649 and ask for Member Services, or email us at to enroll now.

Not a member? Join us! Call us at 1-800-387-5649 and ask for Member Services, or email us at to become a member today.


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Restaurants Canada is a national, not-for-profit association representing Canada’s diverse and dynamic restaurant and foodservice industry. We're here to help you succeed!

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